Divorce & Property

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Divorce & The Family Home

Family break-up is always complicated and when there is a property involved, things can get very complex indeed.

In principle, when a couple are cohabiting (not married or in a civil partnership) the property belongs as of right to whoever is shown on the deeds as the owner.

Where there are minor children, the court will put their interests first and will normally ensure that their accommodation needs are met until they reach the age of majority. The most common circumstance in which a specific arrangement is necessary to secure the accommodation needs of minor children is when the mother and children live in a property which is owned by the father. Such arrangements may well involve a settlement into trust with the trust capital (the property) reverting to the father when the youngest child reaches 18.

What is a Constructive Trust?

In some circumstances, the courts will conclude that there is a ‘constructive trust’, which arises as a result of the arrangements made by the couple. In such cases, it is necessary for the person claiming an interest in the property which is not the same as a legal interest to demonstrate this.

The courts in such cases will consider the intentions of the parties involved. When one party claims a share in the property, the court will first ask whether there was the intention to share the beneficial interest in the property. If the answer to that question is ‘yes’, then the court will decide, on the basis of the evidence, what the nature and proportions of the couple’s shares should be. Note that it must also be shown that the claimant relied on the common intention to own the property jointly to his or her detriment.

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Factors that will help substantiate a claim to a beneficial interest in a property in these circumstances will include:

making a contribution to the costs of purchase;
making a contribution to the mortgage, rates etc.;
making a non-financial contribution (such as working to renovate, improve or maintain the property); and
making an indirect financial contribution (e.g. paying other household bills so that the other partner can pay the mortgage etc.).

We can provide you with a fixed fee for this service so you will know exactly what costs you will need to pay.

This is a complex area of the law and requires expert advice. Please contact a member of our team below or email info@roselegal.co.uk to arrange an initial consultation to discuss the best way forward for you and we will provide you with further and specific advice tailored to your circumstances.

Our experienced and understanding team are here to help you. We will work with you to ensure the best possible outcome.

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Financing your legal fees

We understand that the cost of legal proceedings can be a concern, particularly when circumstances change unexpectedly. For eligible clients, funding may be available through Untangled, a specialist provider of family law loans. Their funding can be used towards legal fees, helping you access the legal support you need without having to meet the full cost upfront. Applications are subject to eligibility, status and affordability checks, and approval is not guaranteed. If you would like to find out whether funding could be an option for you, speak to a member of our team.

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Ampla Consumer Finance Limited, trading as Untangled, is authorised and regulated by the Financial Conduct Authority for Consumer Credit (FRN 792153). Credit is subject to status and affordability checks. Terms and conditions apply.