Debt Recovery Fees
(up to £100,000)Legal Fee Information for Debt Claims up to £100,000
We have set out below the issues you need to consider in relation to our Legal Fees and disbursements for pursuing a debt of up to £100,000.
Our Legal Fees cover all of the work required to handle your case from commencement of your case to conclusion.
Legal Fees
Legal Fees is the amount you will be required to pay for all the work performed by us in actioning your instructions from commencement of your case to conclusion. VAT will be payable on our fees and some disbursements, currently 20% and we will clearly confirm which disbursements carry VAT in our formal quotation or as we advise you to incur them.
- Our average standard legal fee for pursuing a debt claim up to £100,000 where court proceedings are not commenced is £2000 – £3500 plus VAT (£2400 – £4200 inc VAT). The value and complexity of the matter alongside the stage at which the matter is resolved are factors that must be taken into account to confirm the fees in accordance with this scale.
- Our average standard legal fee for pursuing a debt claim up to £100,000 where court proceedings are commenced is £5000 to £7500 plus VAT (£6000 – £9000 inc VAT). The value and complexity of the matter alongside the stage at which the matter is resolved are factors that must be taken into account to confirm the fees in accordance with this scale.
- If your matter is simple or low value we will discuss with you other fee options that may be available to ensure our fees are proportionate to the value of the debt.
- If your matter becomes complex (see below) our fees may increase further and we will notify you in advance of any increased costs.
Should your instructions require us to take your matter out of the fixed fee rate (see below for what our fixed fee covers) we will charge an hourly rate of £150 – £500 plus VAT (£180 – £600 inc VAT) which will depend on the experience and qualification of the case handler as follows:
- Partner – £250 – £500 plus VAT (£300 – £600 inc VAT)
- Solicitor/Executives – £200 – £450 plus VAT (£240 – £540 inc VAT)
- Paralegal – £150 – £250 plus VAT (£180 – £300 inc VAT)
- Trainee Solicitor – £150 – £250 plus VAT (£180 – £300 inc VAT)
If at any stage our fees change, we will notify you and discuss the reason for any changes. This would typically occur if you change your instructions or your case involves an unforeseen complexity.
Disbursements and Other Costs
Disbursements may be incurred in the handling of the matter for you. In Debt Claims[DP3] , fees tend to relate to Counsels’ fees and Court Fees.
Counsel fees
- If Counsel is required to be instructed a quotation for their services will be obtained from them and discussed with you before they are instructed to ensure you are fully aware of the fees that will be charged. However, we have given examples of costs below:The fees of a barrister vary depending on the experience of the advocate and their expertise. In our experience, the initial fee for a barrister and the first day of the hearing (known as the brief fee) will be in the region of £1,000 – £3,000 plus VAT (£1200 – £3600 Inc. VAT). Each subsequent day would be an additional £500 – £1,500 plus VAT (£600 – £1800 Inc. VAT).
If you want a very experienced barrister, then the cost is likely to be more. You may also incur additional charges such as travel costs for us to attend meetings and hearings.
Court Fees
- Court fees are payable where we are required to issue court proceedings or take enforcement action. Court fees are set by HM Courts & Tribunals Service and are charged at the prevailing rate. The current fees can be found at: https://www.gov.uk/make-court-claim-for-money/court-fees These are only necessary where we are required to issue a claim form via the court.
- County Court possession claim fee £415
- Warrant of possession £152
- The High Court writ sealing fee £82
Where the firm is required to undertake an Anti-Money Laundering search as part of our Client Due Diligence Process the firm will charge:
£5.50 + VAT (£6.60 inc VAT) for an individual based in the UK
£13 + VAT (£15.60 inc VAT) for an individual based overseas or a Corporate Entity.
Stages of the Process
The precise stages involved in debt recovery cases vary according to the circumstances. We have set out the key stages of a standard transaction: –
- Taking your initial instructions, reviewing the papers and advising you on merits (this is likely to be revisited throughout the matter and subject to change)
- Undertaking regulatory checks
- Formal letter before action to the debtor
- Liaising with debtor to agree a settlement
- Issuing a claim form via the Courts where settlement has not been achieved.
- Liaising and negotiating with the debtor or their Solicitor to agree a settlement where possible.
- Dealing with the legal process such as direction from the court
- Preparing or considering a schedule of loss
- Exchanging documents with the other party and agreeing a bundle of documents
- Taking witness statements, drafting statements and agreeing their content with witnesses
- Preparing bundle of documents
- Reviewing and advising on the other party’s witness statements
- Agreeing a list of issues, a chronology and/or cast list
- Preparation at Final Hearing, including instructions to Counsel (1 day hearing)
- Reporting to you on the conclusion of the matter and closing your file.
The stages set out above are an indication and if some of stages above are not required, your legal fee may be reduced.
Please note that the fee estimates provided do not include defending a counterclaim from the debtor, the cost of attendance at a final hearing by us or a Barrister instructed to represent you.
How long will my claim take?
The time that it takes from taking your initial instructions to the final resolution of your matter depends largely on the stage at which your case is resolved.
If a settlement is reached without the need for issuing of court proceedings, your case is likely to take 4-8 weeks.
If it is necessary to issue court proceedings and your claim proceeds to a Final Hearing, your case is likely to take 16-32 weeks.
This is just an estimate and we will of course be able to give you a more accurate timescale once we have more information and as the matter progresses.
Factors That Could Make A Case More Complex
The following factors may make your case more complex and impact on your legal fees and disbursements: –
- The matter is defended
- Judgement is obtained and needs to be enforced for example
- Instruction of a Bailiff
- Attachment to earnings
- Making or defending a costs application
Should any of these factors occur we will notify you and discuss with you any increase in our legal fees or disbursements.
Fee Earners
The following fee earners handle Debt matters:
- Tom Burton Wills is a Qualified Solicitor and Partner. Tom qualified in 2017 and became a Partner at Rose & Rose in 2026.
- Mark Eaton is a Qualified Solicitor and Partner. Mark qualified as a barrister in 1989. He converted to become a solicitor in 1994.
- Christine Salama is a Qualified Solicitor. She qualified in 2023, and is supervised by Tom Burton Wills.
- Isaac Basar-Moore is a Trainee Solicitor, supervised by Tom Burton Wills.
- Robert Sadler is a Trainee Solicitor, supervised by Tom Burton Wills.
- Nick Roots is a Consultant Solicitor, having qualified in 2017. He is supervised by Tom Burton Wills.
Questions
If you have any questions relating to our services and our fees, please contact us on 0208 974 7490 or email us at info@roselegal.co.uk.