Businesses may find it interesting to read about a recent insurance claim dispute involving the owners of London’s ExCel conference and exhibition centre. It has been reported that the owners recently won a significant Court of Appeal ruling against their insurers Allianz, Aviva, and Zurich over Covid-19-related business interruption losses. The original case centred around whether the “at the premises” clauses in the claimant’s insurance policies covered losses caused by the forced lockdown and business closures during the pandemic. The High Court had initially sided with London International Exhibition Centre Plc, which took legal action in 2022, claiming around £16 million pounds under its insurance policy.
The insurance groups involved in the case tried to appeal, arguing that the test case of the Supreme Court’s 2021 ruling on “radius clauses” (which covered diseases within a certain distance from a business) should not apply to cases where the disease was “at the premises.” However, the Court of Appeal has dismissed their petition, and the original ruling in favour of London International Exhibition Centre Plc still stands.
It is thought the recent ruling may encourage similar claims from businesses who will now seek compensation from their insurer regarding business interruption clauses.
Source: London’s ExCel Centre wins insurance appeal over COVID-19 losses
Rejected Insurance Claims
At Rose & Rose, our commercial dispute resolution team can assist clients in resolving contract disputes, including where insurance companies deny coverage or refuse to pay claims. While we have not been involved in the case mentioned in this article, we understand the importance of this ruling for policyholders.
We are committed to providing you with the guidance necessary to navigate these challenges effectively and finding you a cost-effective and swift solution.
Please contact a member of our team below to discuss the best way forward for you, and we will provide you with further and specific advice tailored to your circumstances.
This blog post is not intended to be taken as advice or acted upon and details may have changed since publication. If you are seeking legal advice, please get in touch with our team of solicitors.
