What Legal Documents Expats Must Review When Separating
For couples going through an international divorce or separation, there are other factors to consider beyond the divorce proceedings themselves, and the stakes can extend far beyond the family court.
Your existing legal documents, from Wills to Lasting Powers of Attorney and Trusts, can create an added layer of complication or leave you vulnerable if not properly addressed during separation.
At Rose & Rose, we regularly combine the expertise of our family law and private client teams to ensure our internationally mobile clients are protected across all aspects of their legal affairs during difficult times. In this blog, we have compiled an essential checklist of documents that demand immediate attention when divorce or separation is on the horizon.
Your Will – Why You Can’t Leave it to Chance
A Will is one of your most essential legal documents, and for expats with cross-border business or property interests in different countries, it becomes vital to ensure it reflects your current situation. If you are separating from your spouse and you die before your divorce is finalised, they could be entitled to inherit everything under your current Will, even if you have been separated for years. Therefore, it is essential to ensure your Will matches your current wishes on who your beneficiaries should be. You should undertake the following actions:
- Review your existing Will to ensure current beneficiaries and executors are correctly addressed.
- Consider having an interim Will if divorce proceedings are likely to be lengthy.
- Check jurisdiction issues and which country’s succession law applies to your estate.
- If you have children, ensure you have reviewed guardianship provisions, especially if you have children in different countries.
- If you have property outside of the UK, ensure this is addressed separately, as some countries do not recognise UK Wills.
After your divorce, and once the financial settlement has been finalised, your Will should be completely rewritten.
Your Lasting Power of Attorney – Who Will Make Decisions for You?
If you have a Lasting Power of Attorney (LPA) it is likely that you have appointed your spouse as one of your attorneys to manage your financial and health decisions if you become incapacitated. However, if you are separated and going through divorce proceedings, this arrangement may become inappropriate. While your attorney has a legal duty to act in your best interests, here are some key considerations for expats going through a divorce:
- Financial LPA: Will your spouse have authority over your UK bank accounts, property, and investments?
- Health and Welfare LPA: Will your spouse have the authority to make medical decisions on your behalf?
- Replacement attorneys: If you decide to revoke your spouse’s authority as an attorney, who will act instead?
- International validity: Some countries do not recognise UK LPAs, so it is essential to understand whether there are local equivalents and how this affects your current affairs.
If your current LPAs include your spouse as an attorney, consider revoking and replacing these documents early in separation, especially if the divorce is acrimonious or involves disputes over property or finances. If you do not have an LPA, seek legal advice on how to set these up and appoint someone you trust to make decisions for you if you lose the ability to do so for yourself.
Trusts: Complex Structures That Require Specialist Review
- Beneficiaries of family trusts: If you are the current beneficiary of a UK or offshore trust, your spouse could make a claim against trust assets during the divorce, depending on the structure and jurisdiction. English courts have been increasingly willing to consider trust assets as resources available for distribution in divorce and financial remedy proceedings.
- Trust settlors: If you have created a trust, during a divorce, you will be expected to provide disclosure of all trust documents and accounts. Seeking early legal advice is essential to ensure that you are meeting all your obligations and your interests are protected.
Trusts that have been established in offshore jurisdictions, such as the Channel Islands, Isle of Man, Dubai, etc., add another layer of complexity. At Rose & Rose, we coordinate between our family law solicitors, private client specialists, and local trustees to protect legitimate structures while ensuring full disclosure.
Pensions – Don’t Forget About One of Your Largest Assets
Pensions are often forgotten about in a divorce but frequently represent one of the most valuable assets after property, and one of the most complex to divide internationally.
Here is a checklist for what to include in your pension review:
- UK workplace pensions from previous employment.
- Private pension arrangements and SIPPs.
- State pension entitlements from both UK and host countries.
- Foreign pension schemes from overseas employment.
- Pensions sharing vs. offsetting strategies.
Read our previous article: How Are Pensions Divided on Divorce?
International pensions require specialist valuation, especially when dealing with different tax jurisdictions, currency considerations, and varying regulatory frameworks. Seeking specialist advice early on is vital as the approach taken in your financial settlement can have significant lifetime implications.
Prenuptial and Postnuptial Agreements
Prenuptial and postnuptial agreements are becoming increasingly common for internationally mobile couples. While these are not automatically binding in England and Wales, if correctly drafted, they will be considered by the court. If you have a pre-nup or post-nup, review whether your agreement:
- Meets current legal requirements and enforceability.
- Adequately addresses all assets acquired during the marriage.
- Contains provisions for children.
- Complies with laws in other jurisdictions.
- Needs updating based on changed circumstances.
What Other Factors Should Be Considered?
Aside from ensuring that all core legal documents are up to date and reflect your current situation, there are other crucial factors that must be considered, especially for expats or during an international divorce:
- Property, including international residence considerations, and couples with international property portfolios.
- Business interests, especially those with complex business structures spanning multiple countries.
- Insurance policies and beneficiary designations, for example, life insurance or critical illness cover.
The Combined Approach – How Rose & Rose Provides Essential Support
When going through an international divorce, it’s more than just a family law matter. It’s a comprehensive legal restructuring that impacts every aspect of your and your family’s life. At Rose & Rose, our family law and private client teams work seamlessly together to ensure:
- International divorce proceedings are handled correctly.
- Trust structures are properly addressed in financial settlements.
- Estate planning reflects your current requirements.
- Tax implications are considered across all jurisdictions.
- Business continuity is protected.
- Children’s long-term financial security is maintained.
Seek Early Advice and Act Now
If you are an expat considering divorce or separation, don’t wait until the divorce is finalised to start thinking about the wider legal implications. The decisions you make now, or delay making, during divorce proceedings, can have lasting consequences for your estate, your business, and your family.
Our family law team includes Resolution-accredited members with extensive experience in international divorce, while our private client specialists handle complex cross-border estates, trusts, and business succession planning.
Speak with a member of our family law team at Rose & Rose to discuss jurisdiction, financial settlements, and divorce proceedings. We’ll coordinate with our specialist private client team to ensure every aspect of your legal affairs is properly protected.
Read some of our previous articles for further information:
- What Happens When a Parent Wants to Move Out of the Country with the Children?
- The Complexities of International Relocation in Child Arrangement Cases
- What Are Mesher Orders in UK Family Law: A Guide for Separating Couples
- Why the Remarriage Trap Could Be a Costly Pitfall in Divorce Proceedings
- Contact Arrangements Don’t Have to Be Equal to Be Fair
- What Helliwell v Entwistle Can Teach Us About Prenuptial Agreements
- Divorce for High Net Worth Couples: Splitting Businesses, Crypto, and NFTs.
- Update on Standish v Standish and Non-Matrimonial Property in Divorce
- Conducting a Personal Possessions Review for Your Will
Talk To Our Specialists
It is always important and highly advisable to seek professional legal advice to ensure the best course of action for your circumstances. Talk to our specialist team via the links below.
This blog post is not intended to be taken as advice or acted upon. If you are seeking legal advice, please contact our team of solicitors.





